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Greetings, All:
I don’t know where you sit with “faith”. I was raised in a Presbyterian church and identify as a Christian, but judgment of others is not my thing. Neither am I compelled to “convert” anyone to believe as I do. If you are a “person of faith”, I believe it’s a personal choice between you and the object of your faith.
There are Christians who would disagree with me, but not one James Talarico, currently running for the US Senate from Texas. His 2-hour and 36-minute interview on the Joe Rogan Experience podcast 3 months ago is a “must hear” (I came across it on YouTube just this week), and he’s gotten a lot of mileage from it, appearing on many other programs and social media platforms since. His comments underscored much of what I believe and have tried to adhere to for most of my life.
Loving God isn’t just about belief or worship—it’s about how we live among others. The measure of our love for God shows itself in our willingness to see His reflection in the people around us. When we extend kindness, patience, and compassion to those we encounter, even when it’s inconvenient or uncomfortable, we honor the same divine presence that we claim to love. Love for God isn’t confined to prayer or ritual; it takes form in action—feeding the hungry, forgiving those who’ve wronged us, listening without judgment, and treating others with dignity.
To love your neighbor is to step into God’s way of seeing the world—with empathy, humility, and generosity. Every person we meet becomes a chance to put love into practice. When we care for our neighbor, we close the gap between heaven and earth, translating faith into something visible and real. Loving God, then, isn’t something we only feel; it’s something we do—moment by moment, in the way we choose to show up for one another.
And by “one another”, I mean those who claim as their religion or belief system Buddhism, Hinduism, Islam, Judaism, Sikhism, Taoism, and yes, atheism and agnosticism.
Mr. Talarico spouted the same, and it was so refreshing to hear, I broke my own rule about never mixing in religion or mention of politics in my real estate newsletter intros.
I mean, just how do you make a career out of serving and servicing people from all walks of life unless you have the proper attitude?
Just some thoughts I wanted to share.
Till next month,
Derek, Emily, Natalie, Mo & Arwin
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by Patrick Carlisle, Market Analyst for Compass Bay Area
October 2025
As of early October, 30-year mortgage rates, at about 6.3%, were essentially unchanged from early September (but well down from 7% in early 2025): The Fed’s first 2025 reduction of its benchmark rate, of .25%, had little effect, though consensus opinion is that further cuts are probably coming before the end of the year. Inflation continued to tick up slightly, while the stock market hit new all-time highs.
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3 BD 3 BA 1851 SF $2,100,000
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5800 3rd Street, Unit 1102
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2 BD 2 BA 1078 SF $725,000
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1380 Greenwich Street, Unit 203
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1 BD 1 BA 673 SF $899,000
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3 BD 1 BA 1156 SF $995,000
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4 BD 3 BA 2372 SF $1,899,000
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3 BD 1 BA 1192 SF $1,575,000
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255 Berry Street, Unit 701
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2 BD 2 BA 1365 SF $1,489,000
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4 BD 4 BA 2834 SF $3,175,000
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* London, Paris and Milan face low (Real Estate) bubble risk. Outside Europe, Hong Kong, San Francisco, New York and São Paulo are in the same category, with São Paulo showing the lowest risk among all cities analysed. (UBS)
* The median cost for assisted living in the US is about $5,900 a month. To fully retrofit a house for aging in place can cost up to $65,000. (Genworth Financial)
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Grateful for You — Thank You for Joining Us!
Dear Friends,
We just wanted to say a heartfelt thank you to everyone who joined us for our Annual Client Photo Day this past Sunday. It was such a joy catching up, sharing stories, and seeing so many familiar faces—some of the best people we know.
Your warmth, support, and friendship mean the world to us. We truly appreciate you taking the time to come out and be part of the day. It’s always a reminder of how lucky we are to work with such wonderful clients who feel more like friends.
We’re already looking forward to next year’s event and to all the moments we’ll get to share in between.
With gratitude,
Derek & Emily, The Dunn & Chin Group
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The property, situated along the Upper Pajaro River on the border of Santa Clara and San Benito counties, was formerly a privately owned farm along with two ranches used for livestock grazing and vegetable crops.
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It started in 2009 with a dozen budding entrepreneurs, but in the years that followed, the San Francisco Street Food Festival grew exponentially, one year drawing 100,000 people to Pier 70 for everything from tacos to momos to falafel.
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The Bay Area’s tech billboards have a dystopian bent. They’re crammed with jargon that makes them indecipherable to most people. They urge companies to “Stop hiring humans.” One AI company slapped Donald Trump’s face on its ads, urging job candidates to “Interview confidently like our president.”
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Maximize the value of your home with Compass Concierge.
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A Nationwide Network
Since Compass launched in 2012, we’ve been simplifying the real estate process one community at a time. Today, we have more than 250+ offices extending from coast to coast.
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The Dunn & Chin Group
Top 1% SF Realtors
Derek Chin DRE #: 00854466
Emily Dunn DRE #: 01424486
Natalie Rome DRE #: 01386654
Mo Salimi DRE #: 02128819
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Compass is a real estate broker licensed by the State of California operating under multiple entities. License Numbers 01991628, 01527235, 01527365. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description or measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
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