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Buyer Resources

Home Inspections

Buyers are responsible for performing adequate due diligence during the escrow period, which basically means making sure you are getting what you think you are paying for. Along with the careful review of disclosures, documents and reports provided by the Seller and Agents involved, inspecting the property is the most important part of such due […]

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Home Buying Process in Detail

Buying a home is typically the largest, most complicated, and often most emotional financial transaction of one’s life. There is a lot at stake, not just money but also issues such as security, happiness and everything else wrapped up in the concept of “home.” One of the main reasons why it can be so stressful […]

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What is Title Insurance?

Title insurance is a contract of indemnity which guarantees that the title to the property is as reported. If it’s not as reported,you are reimbursed for actual loss or damage under the conditions specified in the policy. The title policy covers you for your loss up to the amount of the policy. Title Search Title companies […]

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Buyers Generally Pay…

Who pays for the various closing costs is negotiable between the Buyer and Seller, though the below sets forth the customary division in San Francisco County. These items might not apply in other counties. Some counties split their title and escrow fees between Buyer and Seller in varying manners. Title Insurance Premiums Escrow Fee City […]

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Property Taxes

The Tax Year Property taxes are charged on a fiscal year beginning July 1st and ending June 30th; hence tax years are referred to as 2004/2005, 2005/2006. Taxes are billed in two equal installments: first installment covers July 1st through December 31st, second installment covers January 1st through June 30th. Tax bills are sent to […]

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What is Escrow?

The sale of real property involves transferring large sums of money and signing important documents by you, the Seller and your lender. Escrow is the process in which an impartial third party acts as a stakeholder and facilitator for both you and the Seller. Typically this entity is the Title Company. It carries out both […]

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