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Greetings, All:
My thoughts today centered on moving. Moving from one home to another, and what the various motivations are. I’ve spent my entire adult life helping people move. Well, not physically, though I’ve done my fair share of that. Becoming a Realtor right out of college, I’ve counseled and facilitated scores of home purchases and home sales for folks who concluded that it was time to move. In real estate, the “5 D’s” refer to common life events that often trigger a move. These are: Death, Divorce, Downsizing, Diamonds (marriage/moving in together), and Diapers (growing families).
But people move and make life transitions for as many reasons as there are chapters in a story. Sometimes, it’s the pull of opportunity—a new job, a bigger home, a school district that feels right for the kids. Other times, it’s a quieter, more personal calling: the need for a fresh start, a change of scenery, or simply the space to grow into a new version of oneself. As someone who often fights change and craves stability, I was a little surprised when I realized I’ve moved 9 times since I left the house I grew up in. I’ve found these decisions often come with a mix of hope and nostalgia—hope for what lies ahead, and nostalgia for what’s being left behind.
Transitions are rarely just about geography; they’re about transformation. These transitions aren’t just about going from one address to another—they’re about growth. Over time, our lives shift, our needs change, and sometimes the home that once felt perfect no longer quite fits. The streets you’ve walked a hundred times, the favorite coffee shop around the corner, the view out your window—they’ll always be part of your story, but there’s a point when it feels right to add new chapters. Moving is a leap (and a pain!), but it’s also a vote of confidence in yourself and in the idea that the next place will become “home” too.
Till next month,
Derek, Emily, Natalie, Mo & Arwin
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by Patrick Carlisle, Market Analyst for Compass Bay Area
August 2025
Over the past couple of years, the AI boom has most dramatically affected the housing markets in Silicon Valley, with their established players like Nvidia. San Francisco, though home to major AI firms like OpenAI and Anthropic, has been affected, but much more modestly — but that is now rapidly changing. The AI industry is exploding in the city, with dozens of new startups making San Francisco their home, and the city has become a powerful magnet for those eager to participate in perhaps the biggest technological/economic revolution of our times.
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370 Waller Street, Unit 3
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2 BD 3 BA 1042 SF $1,095,000
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3 BD 1 BA 1192 SF $1,495,000
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2 BD 2 BA 1015 SF $995,000
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1 South Park Street, Unit 308
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2 BD 2 BA 1,199 SF (as per tax record) $1,375,000
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2 BD 2 BA 1,555 SF $2,050,000
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2 BD 2 BA 1210 SF $1,030,000
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* While the SALT deduction is rising from $10,000 to $40,000, it begins to phase down to $10,000 once a filer’s income tops $500k, shutting out many people eagerly anticipating the SALT break, and it comes with a stiff marriage penalty. The $6,000 deduction for taxpayers age 65 and older sounds terrific, but it phases out beginning at $75,000 of income for single filers and $150,000 for married couples filing jointly, also with a marriage penalty. Both could fuel further out-migration from higher tax states. (WSJ)
* Could DIS-inflationary forces offset the cost of higher prices from tariffs? Some think a global oversupply of goods, reduced regulation, and the impact of A.I on employment and sluggish growth could slow price growth and inflation……and deliver sufficient comfort to the FED to lower rates in September. (Don’t forget mortgage rates are tied to much longer-term borrowing, and slower GDP growth means less chance of reducing US debt, making the 10-year Treasuries less desirable, and therefore more expensive.)
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Silverado, Napa Valley
By Emily
If you live in San Francisco, you’ve probably heard the famous Mark Twain quote: “The coldest winter I ever spent was a summer in San Francisco.” My grandparents felt the same way—so in the late 1970s, they made one of the best decisions for our family’s future. They bought a condo at Silverado Resort in Napa.
Just an hour from the city, it became our sunny escape from the summer fog. Weekends were filled with BBQs, tennis, swimming, golf, and lots of lively, long dinner conversations on our deck overlooking the golf course! We grew up creating some of our favorite memories at Silverado, and now we’re making new ones with our own children. As our family grew, we even purchased a few more condos in the same complex, ensuring we can all squeeze in everyone!
That foresight from my grandparents truly gave us the gift that keeps on giving.
Now, as many of my peers search for their own sunny summer getaways, I’ve been helping them find condos at Silverado too. It’s been such a joy to share this special place, knowing the kinds of lifelong memories it can create.
If you’re looking for a weekend retreat to escape the fog, I’d be happy to chat with you about what makes Silverado so special.
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The San Francisco Giants may have acted like sellers at last week’s trade deadline, but they are still in the hunt for a playoff spot. Not only that, but it also sure looks like their top prospect is extremely ready to help them secure it.
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Maximize the value of your home with Compass Concierge.
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A Nationwide Network
Since Compass launched in 2012, we’ve been simplifying the real estate process one community at a time. Today, we have more than 250+ offices extending from coast to coast.
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The Dunn & Chin Group
Top 1% SF Realtors
Derek Chin DRE #: 00854466
Emily Dunn DRE #: 01424486
Natalie Rome DRE #: 01386654
Mo Salimi DRE #: 02128819
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Compass is a real estate broker licensed by the State of California operating under multiple entities. License Numbers 01991628, 1527235, 1527365, 1356742, 1443761, 1997075, 1935359, 1961027, 1842987, 1869607, 1866771, 1527205, 1079009, 1272467. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description or measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
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